All Canadian preferred term insurance providers underwrite on the basis of a set of underwriting criteria that the applicant must meet in order to qualify for better than standard (preferred) term rates. This means that even one underwriting requirement not met could jeopardize your chances of getting a preferred rate.
Foresters Life Insurance Company is the only Canadian insurer currently using the Debit/Credit underwriting approach. At Foresters they evaluate the whole individual, rather than giving them pass or fail criteria. This means they won’t penalize you if you don’t meet exact requirements, providing you present other favourable, compensating factors, whether health or lifestyle, that offset the unfavourable risk.
If you would like more information, or want to apply for Life Insurance through the Foresters Life Insurance Company, please do not hesitate to contact me.
Tyler Brown – Financial Security Advisor
WP: (519) 648-9580
CP: (519) 212-9859
FX: (519) 489-2740
244 Woolwich St. South, Unit #1 ~ P.O. Box 261 Breslau, ON ~ N0B 1M0